Called wear and tear
The carrier says the shingles were old, not storm-hit. We document the storm date and the damage slope by slope.
Storm damage insurance claims in Illinois
Wind, hail and falling branches damage more than the roof. We document the whole loss and negotiate it as one claim.
- $0 upfront
- Fee from the recovery only
- Licensed Illinois public adjusters
- Residential & commercial
Three ways a storm claim goes wrong
Paid for a patch
A few shingles priced, the siding and gutters left out. We write the whole scope at replacement cost.
Left waiting
Calls go unanswered and inspections move. We handle every contact with the carrier for you.
Two storm claims we settled
All results
A new roof, siding and gutters, paid through the policy
Every elevation documented, estimate built at real replacement cost. The settlement covered the work.
- Full exterior
- Insurance-funded
- No out-of-pocket surprise
“When they said they will do it all through my insurance — it was true!” Valentina Babin
Paid for everything the storm touched
Every affected system was valued as one loss, not only the most visible part.
- Single-event claim
- Full property scope
- Settled
“Helped me to get money from insurance for all the damages I had after a storm.” Marta Babiy
What one storm can damage, and what drops off the estimate
Gold tiles: what we most often find missing from a first estimate.
Roof
Lifted, creased or missing shingles after wind; bruised shingles after hail.
Siding, gutters, downspouts
Dents on the same elevations as the roof belong in the same claim.
Windows & garage doors
Broken glass, torn screens, dented door panels.
Interior water
Ceiling stains and wet insulation traced back to an opening the storm created.
Often missedFences, sheds, detached garages
Covered under the “other structures” part of most homeowners policies.
Often missedWhat you paid after the storm
Tarping, board-up, debris removal, and living expenses if part of the home was unusable.
Often missedYour rights under Illinois law
Every public adjuster in Illinois works under the same rules. Check them before you sign with anyone.
10%
The most a public adjuster may charge on a home claim, as a share of what the insurer pays.
215 ILCS 5/1570In writing
The contract has to state the full fee and that cap.
215 ILCS 5/15755 days
You may cancel the contract within 5 business days after your insurer receives it.
215 ILCS 5/1575Licensed
Only a licensed public adjuster may negotiate your claim. Ask for the licence and verify it.
Illinois Department of InsuranceStorm and exterior claims, in our clients’ words
Thank you for great service! Claim approved for full roof replacement, siding and gutters as well!
Oleg BabinGoogle review · August 2025
Cannot thank you guys enough for claiming my insurance and helping me fix my roof for free! The service was very efficient and clear. Highly recommended!
Alexandra KohutGoogle review · June 2025
Great customer service. I was uninformed on this kind of work but this business helped me step by step with fixing my problem.
Kate LaugerGoogle review · August 2025
How a storm claim works with us
- Free policy & claim reviewWe read your policy and say whether you need us.
- Full inspectionRoof, elevations, interior and outbuildings, photographed.
- Estimate & negotiationValued at replacement cost, negotiated with the carrier.
- You get paid, then we doA share of the recovery. Nothing upfront.
Storm claim questions from Illinois homeowners
The insurance company wants to treat my storm damage as two claims. Why does that matter?
Two claims can mean two deductibles. If one storm caused the loss, it is one occurrence, and we document the weather event and damage chain so it is paid as one loss.
The carrier’s adjuster spent 20 minutes here. Is that a real inspection?
It is a triage visit. Our storm inspection covers the roof, every elevation, interior water and detached structures, and typically takes hours.
My insurer already paid part of the storm claim. Is it too late?
Not necessarily. Underpaid and denied claims can be re-opened with new documentation. Send us the carrier’s estimate and we will tell you what is missing from it.