Claims we handle
Every claim type. One standard.
Whatever damaged your property, the job is the same: document everything, value it independently, and negotiate until the settlement matches the loss.
19 claim types
4.9★ on Google
$0 upfront
Since 2019 in Illinois
01
Hail DamageBruised shingles, cracked siding and dented metal — damage adjusters routinely undercount from the ground.
02
Storm DamageWhen one storm hits roof, siding, fence and interior at once, the claim has a dozen moving parts. We run all of them.
03
Wind DamageCreased shingles and broken seals fail in the next storm — we make sure they count in this claim.
04
Water DamageBurst pipes, appliance failures and roof leaks — fast-moving claims where the first 48 hours decide the outcome.
05
Burst Pipe DamageA line that let go in seconds or a joint that wept for months — the entire claim turns on which version the carrier accepts.
06
Flood DamageSurface water, sewer backup and sump failure claims — coverage lines most homeowners discover too late.
07
Sewer BackupCovered only by an endorsement, and that endorsement carries its own small cap — the number almost nobody knows until the basement is already full.
08
Mold DamagePaid only as a consequence of a covered water loss, and only up to a small separate cap — so what gets charged to that cap decides the claim.
09
Ice & Snow DamageIce dams, snow-load stress and freeze events — winter claims Illinois carriers see coming and price low.
10
Roof CollapseWhether the damage meets the policy’s own definition of collapse decides the claim — and most current forms define that word far more narrowly than the roof looks.
11
Lightning DamageOne strike, three separate losses — the structure it entered, the wiring it travelled through and everything with a circuit board in it.
12
Smoke & Soot DamageSoot, residue and odor with nothing burned — the fire claim carriers most often reduce to a wipe-down and a duct cleaning.
13
Fire & Smoke DamageThe highest-stakes claim there is — structure, smoke, contents and living expenses, all negotiated at once.
14
Tornado DamageCatastrophic wind events with overwhelmed carriers and rushed inspections — when representation matters most.
15
Explosion DamageGas, appliance and equipment explosions — complex causation questions with serious money on the table.
16
Vandalism & TheftBreak-ins, vandalism and malicious mischief — claims where documentation discipline decides the payout.
17
Business InterruptionThe one part of a commercial claim nobody can photograph — lost income has to be built out of your own records, and the carrier reads those records its own way.
18
Commercial Theft & BurglaryA break-in at a business is settled on inventory records, not on the broken door — and the commercial form has exclusions a homeowners policy never had.
19
Frozen Pipe DamageThe water damage is rarely in question — the claim is decided by whether heat was maintained, and the records that prove it are gone within weeks.
20
Denied ClaimsA denial letter names one provision and one set of facts. We check both against your policy and the evidence, and tell you plainly whether it can be answered.
Don’t see your loss here? These are the most common — not the limit. If a covered peril damaged your residential or commercial property in Illinois, bring us the claim and we’ll give you a straight answer.
Free claim review · No obligation
Find out what your claim is actually worth.
One conversation. We read the policy, look at the damage and give you a straight answer — even if that answer is "you don’t need us."
(630) 297-8136