Claim guides
Everything we wish policyholders knew first.
Written by licensed Illinois public adjusters — the questions we answer on the phone every week, in plain English, with nothing to sign up for.
Claim basics
What a public adjuster actually does — and when you don’t need one
A licensed Illinois public adjuster represents you, not your insurer, on a property claim. What that work involves — and when it isn’t worth hiring one.
Policy basics
How to Read Your Homeowners Policy: The Six Lines That Decide Your Claim
Your homeowners policy has six lines that decide a claim: coverage limit, deductible, settlement basis, exclusions, endorsements and ordinance coverage.
Free claim review · No obligation
Find out what your claim is actually worth.
One conversation. We read the policy, look at the damage and give you a straight answer — even if that answer is "you don’t need us."
(630) 297-8136