Hail damage claims in Elgin, IL
Hail of quarter size or bigger was reported around Elgin on two nights in 2026. We tie your roof to the right storm date and claim the full damage.
Licensed Illinois public adjusters. Nothing up front: our fee is a share of what your carrier pays.
How big the 2026 hail was
Drawn to scale against each other. Gold marks the sizes reported near Elgin this year.
- 1 inch, measured: 2 miles west of South Elgin, April 14, 10:21 PM
- 1.5 inch, measured: 2 miles east of Huntley, June 24, 5:41 PM
Names from the National Weather Service hail size chart, where 1 inch is the severe line.
One line from the weather service, read field by field
Carriers check the storm date on your claim against weather records. This is the April 14 entry closest to Elgin, as the National Weather Service in Chicago printed it.
Hail, 04/14/2026, 42.00N 88.33W. From the NWS Chicago April 13 to 15, 2026 event page, preliminary reports.
The time sets your date of loss
The hail fell late in the evening. Most people found the damage the next morning, but the date on the claim is April 14, the night it fell.
The place is a distance from a town
"2 W South Elgin" means about two miles west of South Elgin. It marks where one person stood, not the edge of the storm.
M means someone measured it
M is a measured size. E is estimated. A measured inch near your street is stronger support than an estimate a few towns away.
The county is how the record is filed
Reports are listed by county. Elgin has addresses in two of them, so we search both.
The source says who reported it
Public means a resident. Others come from trained spotters or emergency managers. All of them are points, and hail falls between the points too.
The two storm nights of 2026 around Elgin
Every hail report near Elgin this year was quarter size or bigger. The same lines brought wind and, in June, water into downtown streets.
1 NE Huntley, McHenry County
1" measured1 W Elgin, Kane County: a large tree down on wires along Chicago Street
Wind2 W South Elgin, Kane County
1" measured2 SW Schaumburg, Cook County
1" estimated2 S Hanover Park, DuPage County
1" estimated
2 E Huntley, McHenry County
1.5" measuredAlgonquin, McHenry County, several reports
1" measured2 SW and 1 S Algonquin, Kane County
1" estimated2 SE Algonquin, Kane County
1" measured1 WNW Elgin, Kane County: flooding in downtown Elgin on video. Elgin's gauge took 1.82 inches of rain.
Flood
From the NWS Chicago pages for April 13 to 15 and June 24, 2026. Wind with hail is often one claim on one date; see our page on storm damage claims with roof, siding and interior together.
Kane or Cook: which side of Elgin your house is on
Elgin lies in two counties: Kane to the west and Cook to the east, where the city takes in part of Hanover Township. Storm reports, and the weather checks built from them, are sorted by county.
Kane County side
Elgin's townships on this side. Both measured 2026 hail reports closest to the city were filed here.
- Elgin Township
- Dundee Township
- Rutland Township
- Plato Township
- Campton Township
Cook County side
The part of Elgin across the county line. On April 14 the nearest Cook report came from Schaumburg.
- Hanover Township
When the nearest report is miles from your house
A carrier may point to the distance between your address and the closest report. We answer with the house itself. Hail leaves marks on soft surfaces facing the storm, and those marks carry the date.
Two hail nights in one year raise a fair question: which storm did the damage? If the April roof was never repaired before June, read what happens when a second storm hits before the repair.
What decides the money on an Elgin hail claim
Your deductible
Some Illinois policies carry a wind and hail deductible set as a percentage of the dwelling limit. Read how a percentage deductible is worked out before you decide.
Your policy's time limit
The policy sets how long you have to report and to sue. Check the dates in insurance claim deadlines in Illinois.
Who works for you
We represent the policyholder, not the carrier, and hold 4.9 from 33 Google reviews. Read them on our reviews page.
Send the address and the storm night
We read the policy and any estimate for free, and tell you plainly whether the claim is worth pursuing.
- The street address, so we know which county record to read
- The night you think the hail hit: April 14, June 24 or another date
- The declarations page and the carrier's estimate, if you have one
We work across Elgin, from the Kane side to the Cook side, and across the rest of Illinois. We are open Monday through Friday 7:00 AM to 7:00 PM, and Saturday and Sunday 9:00 AM to 5:00 PM.
Elgin hail claim questions
Do you handle hail damage claims in Elgin, IL?
Yes. We represent homeowners and owners of commercial property in Elgin, on both the Kane County and the Cook County side, and across the rest of Illinois.
When did hail hit near Elgin in 2026?
The National Weather Service in Chicago recorded measured 1 inch hail two miles west of South Elgin at 10:21 PM on April 14, 2026, and quarter size hail around Algonquin, with 1.5 inch hail east of Huntley, on the evening of June 24, 2026.
There is no hail report on my street. Can I still claim?
Yes. Storm reports are points where someone measured or saw hail, and hail falls between them. The marks on your roof, gutters, siding and AC unit are the main evidence, and we document them with the storm date.
What does an Elgin hail claim cost me?
Nothing up front. Our fee is an agreed percentage of the insurance money paid on the claim, written into the contract you sign with us. If the carrier pays nothing, you owe us nothing.